Posts by dkelley

Global Asset Allocation Views – Q3 2018

Global Asset Allocation Views – Q3 2018

Global Asset Allocation Views – Q3 2018                 Markets have continued their wild ride in 2018 with U.S. markets gaining steam with the help of small caps.  Meanwhile, international markets have been damaged by political issues, the strengthening dollar, and the U.S. fed’s outlook on rate increases.  A populist government has been allowed in Italy where the far-right Lega, promising a lower flat tax, and the far-left 5-Star party, promising a universal basic income, will increase the budget without the required structural reforms needed.  In Spain, a minority government was formed by...

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Making Sense of Fixed Income Investing

Making Sense of Fixed Income Investing

Making Sense of Fixed Income Investing The following are recent events that have begun to impact the bond market: Increased volatility in equities after a subdued 2017 Tightening monetary policy after years of low interest rates Fiscal stimulus (tax cuts) near the end of a business cycle Inflation getting closer to the Fed’s 2% target An unwinding of the Fed’s open market purchases (quantitative easing) The 10-year Treasury rate closing above 3% for the first time since 2014 The flattening of the yield curve as near-term rates compress towards longer-dated yields With so many moving parts...

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College Planning – It’s Never too Early to Begin

College Planning – It’s Never too Early to Begin   One of the greatest investments you can make is in your children’s education. A high quality education can be essential in helping your child get off to a successful start in their career. When preparing to save for your children’s education there are several things to consider. What are you and your child’s education goals? What is the time horizon to begin paying for school? Will you use the money to pay for K – 12 schooling or for post-secondary education expenses? How much do you wish to pay for your child and how much will they be...

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Global Asset Allocation Views – Q2 2018

Global Asset Allocation Views – Q2 2018 It really did not take long for volatility to show up in 2018.  After a first couple of weeks of parabolic moves in the equity markets, inflation and a fast pace of rate rises began to scare investors.  These moves, along with the ongoing tit-for-tat tariff battle between the United States and China, has led to the first market correction (a move of 10% or more from the peak) since February 2016 when markets were fearful of a tightening China and slumping oil prices.  Even with this pullback the S&P 500 ended the quarter down only 1.22%.  Fixed...

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5 Mistakes to Avoid in Creating Your Retirement Goals

Now is a great time to review your retirement goals and determine how well you are doing at accomplishing the goal you set for when to retire and what lifestyle you will live in retirement.

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