Posts by dkelley

College Planning – It’s Never too Early to Begin

College Planning – It’s Never too Early to Begin   One of the greatest investments you can make is in your children’s education. A high quality education can be essential in helping your child get off to a successful start in their career. When preparing to save for your children’s education there are several things to consider. What are you and your child’s education goals? What is the time horizon to begin paying for school? Will you use the money to pay for K – 12 schooling or for post-secondary education expenses? How much do you wish to pay for your child and how much will they be...

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Global Asset Allocation Views – Q2 2018

Global Asset Allocation Views – Q2 2018 It really did not take long for volatility to show up in 2018.  After a first couple of weeks of parabolic moves in the equity markets, inflation and a fast pace of rate rises began to scare investors.  These moves, along with the ongoing tit-for-tat tariff battle between the United States and China, has led to the first market correction (a move of 10% or more from the peak) since February 2016 when markets were fearful of a tightening China and slumping oil prices.  Even with this pullback the S&P 500 ended the quarter down only 1.22%.  Fixed...

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5 Mistakes to Avoid in Creating Your Retirement Goals

Now is a great time to review your retirement goals and determine how well you are doing at accomplishing the goal you set for when to retire and what lifestyle you will live in retirement.

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Alternative Facts

Alternative Facts For many investors, there are two main asset classes that are considered for portfolio construction: Equity and Fixed Income.  Equities tend to be more volatile and provide the capital appreciation investors require to compensate for risk and to reach their investment goals.  Fixed Income provides income in retirement, stability during drawdowns, and has historically been viewed as a portfolio diversifier.  What if I said there was a third asset class that can decrease the risk of a portfolio and potentially increase returns?  This asset class has been known as Alternatives...

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New Year…New Tax Changes

The 2017 year was an important one in Washington that promises to carry forward changes to each and every American tax payer in 2018 and beyond.

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