2022: Did you get caught in the rain?

2022 has been a unique year across the board. There has been a great deal of news headlines that have impacted the mental, physical, and financial health of everyone in numerous ways. To recap a few: Rising interest rates Rising mortgage rates Housing shortages and...

What is a Recession, and Are We in One?

Recession… it’s not a word that anyone wants to hear, but it’s one that we’ve been hearing a lot of lately; so, what is a recession? Well, that depends on who you ask. The classical definition for a recession is two consecutive quarters of declining Gross Domestic...

6 Tips for Protecting Your Personal Data

Cyber security has become a major concern of late for both individuals and businesses. It seems there is a new story almost daily of some cyber breach or a new security risk. How do you go about protecting yourself against these potential threats? Especially, how do...