The Future of Fiduciary Standards

The Future of Fiduciary Standards Fiduciary standards are alive and well, although they are in a state of transition and confusion.  Do we look to the DOL (Department of Labor), SEC (Securities and Exchange Commission), or Individual State Regulators. Let’s first take...

Global Asset Allocation Views – Q4 2019

Global Asset Allocation Views – Q4 2019 Markets – The S&P 500 eked out a 1.19% gain for the quarter.  Europe, Emerging Markets, and Small Caps ended the quarter lower, unable to continue the momentum from the first half of the year.  Defensive sectors continue to...

Are we in it for the long haul?

Are we in it for the long haul? Since 1960, the average American life expectancy rose from 69 years of age to 79 years of age, as modern medicine has made treatment more effective, complimented with more time being spent on preventative care, and thus boosting the...

Q3 Global Asset Allocation

Global Asset Allocation Views – Q3 2019 Q2 Highlights – Markets – The S&P 500 returned 3.79% to settle at its all-time closing high.  The Russell 2000 (a representation of small cap companies) closed up 1.74% and posted a new two month high.  International markets...

There’s a Retirement Crisis in America!

There’s a Retirement Crisis in America! Americans are struggling to save enough for retirement, therefore the House of representatives has passed “Setting Every Community Up for Retirement Enhancement Act of 2019” or SECURE Act by a bi-partisan vote of 417-3.   The...

Global Asset Allocation Views – Q2 2019

Global Asset Allocation Views – Q2 2019 The beginning of 2019 is off to a hot start with the major stock indices within range of their all-time highs set last September, and enjoying their best start of the year going back to 1998.  The Federal Reserve has come out in...