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Imagine being a famous and talented painter, you just finished a masterpiece, and you put the painting up for auction. The painting sells for $1 million dollars, and you think to yourself “wow, I may be onto something here with this painting.” All good so far, nothing...

2022 has been a unique year across the board. There has been a great deal of news headlines that have impacted the mental, physical, and financial health of everyone in numerous ways. To recap a few: Rising interest rates Rising mortgage rates Housing shortages and...

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Recession… it’s not a word that anyone wants to hear, but it’s one that we’ve been hearing a lot of lately; so, what is a recession? Well, that depends on who you ask. The classical definition for a recession is two consecutive quarters of declining Gross Domestic...

Are you an optimist or a pessimist?  Normally I think business owners are optimistic problem solvers, but war, inflation, rising interest rates, a volatile stock market, and supply chain shortages/delays makes it very difficult to be optimistic. During this crisis,...

Cyber security has become a major concern of late for both individuals and businesses. It seems there is a new story almost daily of some cyber breach or a new security risk. How do you go about protecting yourself against these potential threats? Especially, how do...