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Global Asset Allocation Views – Q2 2018
Global Asset Allocation Views – Q2 2018 It really did not take long for volatility to show up in 2018. After a first couple of weeks of parabolic moves in the equity markets, inflation and a fast pace of rate rises began to scare investors. These moves, along with...
5 Mistakes to Avoid in Creating Your Retirement Goals
Now is a great time to review your retirement goals and determine how well you are doing at accomplishing the goal you set for when to retire and what lifestyle you will live in retirement.
Alternative Facts
Alternative Facts For many investors, there are two main asset classes that are considered for portfolio construction: Equity and Fixed Income. Equities tend to be more volatile and provide the capital appreciation investors require to compensate for risk and to...
New Year…New Tax Changes
The 2017 year was an important one in Washington that promises to carry forward changes to each and every American tax payer in 2018 and beyond.
Global Asset Allocation Views – Q1 2018
Global Asset Allocation Views – Q1 2018 Last year turned out a lot quieter than many pundits had expected going into the year. The markets brushed off any potential geopolitical turmoil surrounding North Korea, Brexit, and trade wars with China. There were only...
Managing Risk and not Returns
Risk tends to be harder to quantify and thus seldom talked about by financial professionals.
Winter Winds with no HealthCare Breeze….Are you ready for it?
November 1 began the 6 week open enrollment window that ends December 15. The health care exchange is designed to provide health care to Americans who are not covered by an employer provided health care plan.
Global Asset Allocation Views – 4Q 2017
The October 7th-13th cover of The Economist led with the phrases “The bull market in everything” and “Are asset prices too high?” The main article mentioned potential bubbles in equities (at an all-time high), fixed income (boosted by easy monetary policy), real...
The Goldilocks Economy and Bear Markets
Sorry for the pun (hopefully you have heard of The Story of Goldilocks and the Three Bears), but as we get near year-end it seemed opportune to discuss the current market sentiment and our future outlook. The U.S. economy is currently in a sweet spot, or a Goldilocks...
College Planning 101
The dreaded Free Application for Federal Student Aid will be available October 1st of this year and should be easier to complete because you can use 2015 tax returns and not have to do any updates in the spring after filing your 2016 returns. The following link...
You are the parent? So What?
The applications are in, standardized tests are complete and a college decision has been made. Now all there is to do is outfit the dorm room and drop the kids off, right? Maybe not. A recent visit to an attorney’s office to update our estate documents opened our...
Teach Your Children Well
Several of the people in our office have college-age children as do our clients, so conversations around topics to prepare us for when our children enter the work force full-time occur frequently. In general, we find that the young people want to be independent and...
Kids, Retirement and a Sandwich?
Pardon me? The Sandwich Generation has been defined as the group of adults in their 40s and 50s in the US that has a parent over age 65 and who are financially supporting at least one child. But wait, kids are supposed to move out and parents can take care of...
Planning for Health Care Costs in Retirement
Among the items weighing heavily on a soon-to-be retiree’s mind is health care, and with good reason if you consider the statistics: People age over 60 are expected to spend more on health and medical costs than on recreation and housing combined (Credit Suisse,...
Short-Term Volatility
The equity markets have undergone a pullback in recent weeks. Fixed income markets have been up during this time as investors have sold equity positions in favor of fixed income. Our more conservative models have reduced equity allocations in favor of fixed income...
Retirement Income Planning – Part 2
Once you have secured a steady stream of retirement income, the next step is to make sure that you continue to give yourself a raise every year. Just as you were accustomed to regular increases in income during your working years, in retirement you will need to...
Retirement Income Planning – Part 1
Retirement income planning is a hot topic today that bears some discussion. This is the first in a series of articles that will tackle the issues most important to those of us facing retirement in the next ten to 15 years. When contemplating retirement, the major...
Long Term Investing in a Volatile World
The global economy has experienced a flurry of economic news recently, including U.S. interest rate increase expectations, Greece debt, and volatility in China. In the short term, the news of these events can cause the financial markets to react sharply. Financial...
THE GREEK DEBT CRISIS
Greece is in the headlines regarding its position within the European Union (EU) and its ability to pay its July 20 bond payment. It’s important to keep Greece’s economic impact in perspective and to note that the risk of a Greek default in terms of its broader...
Teach Your Children Well
Teaching our children well is a responsibility all parents share. Here is an article with tips for how to teach your children about money and how to use it wisely. Read More.
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