2022: Did you get caught in the rain?

2022 has been a unique year across the board. There has been a great deal of news headlines that have impacted the mental, physical, and financial health of everyone in numerous ways. To recap a few: Rising interest rates Rising mortgage rates Housing shortages and...

What is a Recession, and Are We in One?

Recession… it’s not a word that anyone wants to hear, but it’s one that we’ve been hearing a lot of lately; so, what is a recession? Well, that depends on who you ask. The classical definition for a recession is two consecutive quarters of declining Gross Domestic...

Managing your business in turbulent times!

Are you an optimist or a pessimist?  Normally I think business owners are optimistic problem solvers, but war, inflation, rising interest rates, a volatile stock market, and supply chain shortages/delays makes it very difficult to be optimistic. During this crisis,...

6 Tips for Protecting Your Personal Data

Cyber security has become a major concern of late for both individuals and businesses. It seems there is a new story almost daily of some cyber breach or a new security risk. How do you go about protecting yourself against these potential threats? Especially, how do...

Social Security: Is the Juice Worth the Squeeze?

Social Security: Is the Juice Worth the Squeeze? Social security is a benefit that is widely talked about as individuals reach ages 60+ and begin to prepare for retirement. Clients of ours have asked if social security will be around at all when they retire, what...