WOW 2022 is off to a crazy start!

Wow 2022 is off to a crazy start:   If the last 3 years have told us anything, it is that we have learned to be adaptable. Much of the past two years involved reactive measures to keep your business open, to fund your payroll, to navigate local health protocols, and...

1970’s All Over Again? Why this Time is Different

1970’s All Over Again? Why This Time is Different   For those of us who remember the 1970’s, inflation was on the forefront of everyone’s minds. A trip to the grocery store or the gas station left your wallet hurting, and each time you went back, it seemed like...

Q1 2022 Market Outlook

Market Outlook Markets continued to set records in 2021 with the S&P 500 closing near record highs.  2021 was a tale of three stories.  In the first part of the year, markets were driven higher led by cyclicals and small caps.  Then came fears over the delta...

Happy New Year 2022

Happy New Year 2022 Happy New Year from your HFS Wealth Advisor Family! I think we can all agree that we are happy to see 2021 as history.  Let’s welcome 2022, with Champagne toasts, fireworks, and songs of Auld Lang Syne! Tell us how you brought in 2022, did you eat...

Ready to Retire – what keeps you up at night?

Ready to Retire – What keeps you up at night?   You’ve finally made it to that time in your life when retirement is in sight.  Whether your projected retirement age is 62, 65, 67, or even 70 and beyond, what holds you back from retiring?  What are your concerns, the...