There’s a Retirement Crisis in America!

There’s a Retirement Crisis in America! Americans are struggling to save enough for retirement, therefore the House of representatives has passed “Setting Every Community Up for Retirement Enhancement Act of 2019” or SECURE Act by a bi-partisan vote of 417-3.   The...

Do You Know the Real Rate of Return On Your Investments?

Do You Know the Real Rate of Return On Your Investments? Many investors look at their monthly statements or review their account online and look at a couple of numbers to determine how their investments are doing. The first number is usually the balance in your...

My Team, Our Team, Your Team

My Team, Our Team, Your Team  It has been a whirlwind since I joined the HFS Wealth Advisors Team back in January.  I am looking out my office window and I cannot believe it is July.  Where did the time go? For you regular readers of HFS Headlines you are used to...

5 Mistakes to Avoid in Creating Your Retirement Goals

5 Mistakes to Avoid in Creating Your Retirement Goals Now is a great time to review your retirement goals and determine how well you are doing at accomplishing the goal you set for when to retire and what lifestyle you will live in retirement. If you are like many...

Alternative Facts

Alternative Facts For many investors, there are two main asset classes that are considered for portfolio construction: Equity and Fixed Income.  Equities tend to be more volatile and provide the capital appreciation investors require to compensate for risk and to...